Emergency Loan Fund

This is an archived copy of the 2017-2018 catalog. To access the most recent version of the catalog, please visit http://catalog.twu.edu.

A Texas Public Education Emergency Loan is a loan granted to an enrolled student for the amount of tuition and fees only. Loans are available for Texas resident students, non-resident students and foreign students.

The maximum loan amount per student will be the minimum payment required to complete the current registration.


  • A Texas Public Education Emergency Loan may not exceed the total amount of tuition and fees due at the time of application for the loan.
  • A promissory note will be executed for all loans. Interest will be charged monthly on the unpaid balance from the date loan is due and payable. Annual interest rate for the Texas Public Education Emergency Loan is 5% simple interest, and the annual interest rate for the University Emergency Loan is 3% simple interest.
  • Financial aid awards will automatically be applied toward repayment of Texas Public Education Emergency Loans and University Emergency Loans. You will be responsible for any amount of this loan not satisfied with those funds.
  • Students who default on their financial aid obligations will have a hold placed on their future enrollment at the University and official academic transcripts.
  • Loans not paid by the due date will be reported to a national credit bureau, and turned over to an outside collection agency, with an additional charge of 33-1/3% collection cost added.
  • It is the goal of the State of Texas that no resident be denied the opportunity to receive an education in a public institution due to a lack of financial ability. Accordingly, on a finding that a student would be deprived of an education due to a lack of financial ability, Texas Woman's University will defer repayment of this loan. This deferral option is not a property right of the student. Please see a counselor in the Financial Aid Office to see if you qualify for this deferment.
  • The student is responsible for informing the University of any and all changes in name and/or address while attending the University and after leaving the Institution as long as she/he remains indebted on the Texas Public Education Emergency Loan and/or University Emergency Loan.
  • The loan application is available in Pioneer Portal through WebAdvisor  and requires your Portal log in information. 
  •  Applications must be completed entirely.  Incomplete loan applications will not be processed.

Additional information regarding due dates, application procedures, etc. can be found on the Emergency Loans page .